Guides · Pocket money and chores

Should pocket money be tied to chores?

The case for and against, four ways to link them with worked examples, and what suits each age.

The short answer

There's no single right answer

Either way

There's no single right answer, and families who think hard about it land in different places.

Middle ground

A popular middle ground: everyday jobs are part of family life, and special jobs earn extra.

Say it once

Whatever you choose, explain it once and keep to it.

It's one of the most common questions parents ask about pocket money. Should it be earned, or should it just arrive? Both sides have a point, and the right answer depends on your kids and what you want them to learn.

The case for linking them

  • It's how money works.Adults are paid for work, and kids learn that early.
  • It motivates.For many kids, a payday that depends on jobs gets jobs done.
  • It feels fair.A sibling who does more can earn more.

The case against

  • Family jobs aren't paid work.Nobody pays you to cook dinner. Kids help because they live there too.
  • Kids can opt out."I don't need money this week" can mean no jobs either.
  • Money becomes the only reason.Jobs that weren't paid for stop getting done.

The middle ground most families land on

Everyday jobsMaking the bed or setting the table are part of family life.
Pocket moneyPaid every week, for learning to manage money.
Special money jobsBigger things, like washing the car, earn a little extra once you've checked them.

Kids learn that money comes from work, and family jobs still get done for their own sake.

Four ways to link pocket money and chores

PocketPals lets you pick one of these for each child. Here's how each works on $5 a week, with the app's defaults.

1

The same every week

The full amount every payday, whatever the jobs.

Example on $5 a weekAlways $5

Suits ages 4 to 7, and families who keep money and jobs apart.

2

The jobs they do

The share of the week's jobs done.

Example on $5 a week18 of 25 jobs done pays $3.60

Suits ages 8 and up, and anyone who wants every job to count.

3

All or nothing

The full amount if 80% of jobs are done, otherwise nothing.

Example on $5 a week20 of 25 jobs pays $5; 19 pays nothing

Suits older kids who can plan their week.

4

A set amount for each job

20c a small job, 50c a medium one and $1 a big one, up to the weekly amount.

Example on $5 a week3 small jobs a day for a week is $4.20

Suits older kids, and is the closest thing to a real job.

You can change the 80%, the amounts for each job size, or the rule itself at any time. A week with no jobs due, like a holiday, pays in full under the first three.

What suits each age

Ages4 to 7

Keep it the same every week

Keep pocket money the same every week, and praise the jobs instead. At this age the link between Tuesday's job and Saturday's money is too far apart to mean much.

Ages8 to 10

Pay for the share of jobs done

Paying for the share of jobs done works well, or a fixed amount plus one or two money jobs a week. They can see the connection, and a missed job costs a little, not everything.

Ages11 to 13

A set amount for each job

A set amount for each job, or all or nothing, starts to make sense. So do bigger money jobs, like mowing the lawn, that pay like real work.

What if they won't do their jobs?

If pocket money is linked to jobs, let the payday do the talking: no lecture, just the amount the rule gives. If it isn't linked, treat jobs like any other family expectation. Either way, keep it calm and make the next day a fresh start. A missed day shouldn't feel like a punishment that lasts all week.

Checking the jobs

If money depends on jobs, someone has to check them. In PocketPals you choose for each child:

Check every jobMany parents start here.
Check only the big onesLoosen up as habits form.
Trust them to tick their ownFor kids who have the habit.

Not sure which jobs to start with? Our chores by age guide has lists for each age, and the pocket money by age guide suggests an amount.

Try a whole pocket money week, free

PocketPals suggests pocket money and jobs for each child's age, keeps count of what's done, and splits payday into Spend, Save and Grow. You pay them your usual way, cash or bank.

Start free week

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